Long Term Care Insurance  

All users may search our online catalog. Additional subscription-based resources are available to current students, faculty and staff from off-campus. You must have an existing St. John's account.  If you click on one of these links and you are asked for a username and password, enter the same username and password you use to access St. John's Central. Davis library members may access most subscription-based resources on site.

Long-term care Insurance: Contributes to the cost of residential or home care for persons unable to perform the ‘activities of daily life’ (qv) because of a disability or age-related condition. Pre-funded insurance plans are available for the health with no immediate care needs. Immediate plans are arranged only when care is actually needed and this often involves the purchase of an immediate care annuity payable directly tax –free to the host care home.

C. Bennett.  Dictionary of Insurance. 2^nd ed.  (New York: Prentice Hall, 2004) , 198.